Terms of Service | DuitMap

Effective date / Tarikh kuat kuasa: 7 Aug 2025

1. Acceptance of Terms / Penerimaan Terma

By accessing and using DuitMap ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

Dengan mengakses dan menggunakan DuitMap ("Perkhidmatan"), anda bersetuju untuk terikat dengan Terma Perkhidmatan ini. Jika anda tidak bersetuju dengan terma ini, sila jangan gunakan perkhidmatan kami.

2. Description of Service / Penerangan Perkhidmatan

DuitMap provides financial planning tools, calculators, and educational content to help Malaysians make informed financial decisions. Our tools include retirement planning, loan calculators, and savings planners.

DuitMap menyediakan alat perancangan kewangan, kalkulator, dan kandungan pendidikan untuk membantu rakyat Malaysia membuat keputusan kewangan yang bijak.

3. User Responsibilities / Tanggungjawab Pengguna

Provide accurate information when using our calculators
Use the service for lawful purposes only
Respect intellectual property rights
Maintain the security of your account credentials

4. Disclaimer / Penafian

Important Notice / Notis Penting:

The calculations and information provided by DuitMap are for educational and planning purposes only. They should not be considered as financial advice. Always consult with qualified financial advisors before making important financial decisions.

Pengiraan dan maklumat yang disediakan oleh DuitMap adalah untuk tujuan pendidikan dan perancangan sahaja. Ia tidak boleh dianggap sebagai nasihat kewangan. Sentiasa berunding dengan penasihat kewangan yang berkelayakan sebelum membuat keputusan kewangan yang penting.

5. Intellectual Property / Harta Intelek

All content, features, and functionality of DuitMap are owned by us and are protected by copyright, trademark, and other intellectual property laws.

6. Privacy / Privasi

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

7. Limitation of Liability / Had Liabiliti

DuitMap shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the service or reliance on the information provided.

8. Service Availability / Ketersediaan Perkhidmatan

We strive to maintain service availability but do not guarantee uninterrupted access. We may temporarily suspend service for maintenance or updates.

9. Modifications / Pengubahsuaian

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated effective date.

10. Governing Law / Undang-undang Terpakai

These terms are governed by the laws of Malaysia. Any disputes shall be resolved in Malaysian courts.

11. Contact Information / Maklumat Hubungan

For questions about these terms:

Email: admin@duitmap.my

Office hours: Mon-Fri 09:00–17:00 MYT

These terms are provided for informational purposes and are not legal advice. For specific legal questions, consult qualified legal counsel.

Effective date / Tarikh kuat kuasa: 7 Aug 2025

1. Acceptance of Terms / Penerimaan Terma

By accessing and using DuitMap ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service / Penerangan Perkhidmatan

DuitMap menyediakan alat perancangan kewangan, kalkulator, dan kandungan pendidikan untuk membantu rakyat Malaysia membuat keputusan kewangan yang bijak.

3. User Responsibilities / Tanggungjawab Pengguna

Provide accurate information when using our calculators
Use the service for lawful purposes only
Respect intellectual property rights
Maintain the security of your account credentials

4. Disclaimer / Penafian

Important Notice / Notis Penting:

5. Intellectual Property / Harta Intelek

All content, features, and functionality of DuitMap are owned by us and are protected by copyright, trademark, and other intellectual property laws.

6. Privacy / Privasi

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

7. Limitation of Liability / Had Liabiliti

DuitMap shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the service or reliance on the information provided.

8. Service Availability / Ketersediaan Perkhidmatan

We strive to maintain service availability but do not guarantee uninterrupted access. We may temporarily suspend service for maintenance or updates.

9. Modifications / Pengubahsuaian

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated effective date.

10. Governing Law / Undang-undang Terpakai

These terms are governed by the laws of Malaysia. Any disputes shall be resolved in Malaysian courts.

11. Contact Information / Maklumat Hubungan

For questions about these terms:

Email: admin@duitmap.my

Office hours: Mon-Fri 09:00–17:00 MYT

These terms are provided for informational purposes and are not legal advice. For specific legal questions, consult qualified legal counsel.

Terms of Service / Terma Perkhidmatan

1. Acceptance of Terms / Penerimaan Terma

2. Description of Service / Penerangan Perkhidmatan

3. User Responsibilities / Tanggungjawab Pengguna

4. Disclaimer / Penafian

5. Intellectual Property / Harta Intelek

6. Privacy / Privasi

7. Limitation of Liability / Had Liabiliti

8. Service Availability / Ketersediaan Perkhidmatan

9. Modifications / Pengubahsuaian

10. Governing Law / Undang-undang Terpakai

11. Contact Information / Maklumat Hubungan

Terms of Service / Terma Perkhidmatan

1. Acceptance of Terms / Penerimaan Terma

2. Description of Service / Penerangan Perkhidmatan

3. User Responsibilities / Tanggungjawab Pengguna

4. Disclaimer / Penafian

5. Intellectual Property / Harta Intelek

6. Privacy / Privasi

7. Limitation of Liability / Had Liabiliti

8. Service Availability / Ketersediaan Perkhidmatan

9. Modifications / Pengubahsuaian

10. Governing Law / Undang-undang Terpakai

11. Contact Information / Maklumat Hubungan